Finance & Legal

AFT members can take advantage of all the AFL-CIO Employees Federal Credit Union has to offer union members and their households—car loans, home equity line of credit, first mortgage loans, ATM access, online banking, mobile banking with the Mobile APP … and more.

Credit-qualified members can take control of their finances by consolidating high-interest consumer and credit debt into a personal loan that features no hidden fees and one predictable monthly payment.

Free consumer credit counseling, budget advice and discounted debt-management services are available 24 hours a day to help members with confidential financial guidance.

The AFT+ Card Program offers several card choices designed to meet the needs of AFT members and their families. The AFT+ Credit Card Program is issued by Capital One.

For personal matters, members can choose from two levels of legal savings: a prepaid legal plan with full coverage on a wide range of services, or free access to a discount legal plan that includes a half-hour consultation.
New York State United Teachers members have a legal services program through NYSUT Member Benefits Trust. NYSUT members can call 800-626-8101 for more information.

In tough times, a variety of AFT + Member Benefits programs, through Union Plus, offer tools to help stretch your household budget and in some cases, offer direct financial aid. Members who have an AFT/Union Plus credit card, a Union Plus mortgage, or a personal loan may be eligible for increased financial benefits due to job loss or furlough.

Alert: This program will be ending on June 30, 2023.  Until that day, AFT members are still eligible for AFT-sponsored ID theft protection at no cost to you. Services include an ID theft risk assessment, limited credit restoration and recovery services, and up to a $10,000 reimbursement. Register online to maximize program protections.