Finance & Legal

title item
Our new AFT prepaid card program offers a direct deposit feature and more. Cardholders can bank anywhere and manage their finances 24/7 with the mobile app. It’s easy to get, simple to use. Use it everywhere debit cards are accepted—in-person, online or by phone.
title item
All AFT members have AFT-sponsored ID theft protection at no cost to you. Services include an ID theft risk assessment, limited credit restoration and recovery services, and up to a $10,000 reimbursement. Register online to maximize program protections.
title item
Members can upgrade their ID theft protection to a premium plan, which includes 24/7 credit and Social Security ID monitoring and up to $1 million in insurance in the event of a security breach that drains your accounts. Family protection is also available.
title item
The AFT+ Card Program offers several card choices designed to meet the needs of AFT members and their families. The AFT+ Credit Card Program is issued by Capital One.
title item

For personal matters, members can choose from two levels of legal savings: a prepaid legal plan with full coverage on a wide range of services, or free access to a discount legal plan that includes a half-hour consultation.
New York State United Teachers members have a legal services program through NYSUT Member Benefits Trust. NYSUT members can call 800-626-8101 for more information.

title item
In tough times, a variety of AFT + Member Benefits programs, through Union Plus, offer tools to help stretch your household budget and in some cases, offer direct financial aid. Members who have an AFT/Union Plus credit card, a Union Plus mortgage, or a personal loan may be eligible for increased financial benefits due to job loss or furlough.
title item
Credit-qualified members can take control of their finances by consolidating high-interest consumer and credit debt into a personal loan that features no hidden fees and one predictable monthly payment.
title item
Save on money transfer fees when you send money online to more than 51,000 payout locations throughout Latin America, Europe and Asia.