Mortgage & Home Services

Mortgage program

AFT members can take advantage of exclusive benefits when financing or refinancing a home with Wells Fargo Home Mortgage through the Union Plus Mortgage program.

Use Your Union Benefits Toward Home Ownership

Embrace will provide union members with up to $2,000 in lender credits; flexible, low down payment options; and access to more than 200 down payment assistance programs. First-time buyers benefit from expanded eligibility and flexible credit guidelines. Members can also purchase now and refinance later with no lender fees, creating long-term savings and affordability.

Moving Van Discount

Enjoy a stress-free and affordable experience with Union Plus discounts on full-service moving vans through North American Van Lines.

Truck Rental by Budget

Make your do-it-yourself move cost even less with a discount at one of the nation's largest truck rental facilities. Union families save 20% off normal Budget truck & van rental rates for a local or one-way move, with advance reservations.

Real Estate Rewards

The Union Plus Real Estate Rewards Program helps you buy, sell, and search for a home while earning cash back after closing when you use a referred agent.

Save My Home Hotline

A dedicated Save My Home Hotline staffed by HUD-trained counselors is available free to all AFT members to discuss mortgage issues. The service is provided through the nonprofit Money Management International, which is accredited to provide counseling for union members facing foreclosure.

Assistance in time of job interruption

In tough times, a variety of AFT + Member Benefits programs, through Union Plus, offer tools to help stretch your household budget and in some cases, offer direct financial aid. If you have a Union Plus AFT credit card, home mortgage or personal loan you may qualify for a grant or other hardship payment benefits.