Summer: Simplifying student debt
NOTE: If you’re working with Summer and applying for PSLF under the waiver, they need to receive your completed consolidation and employment certification forms (including employer signatures) by October 15, 2022 so that they can review and submit them for you. After that date, you will have to submit forms through Federal Student Aid. They, and we, recommend using the Federal Student Aid PSLF Help Tool after October 15. Download our tip sheet for using the PSLF tool.
You no longer have to manage your student loans alone …
We hear about it all the time in our student debt clinics: Our members who are struggling to pay off their student loan debt simply don’t know who to turn to for help. Student loan servicers like Navient have given them bad information, fly-by-night companies are scamming borrowers out of hundreds of dollars to fill out a few forms, and public officials are in no hurry to hold loan servicers or third-party scams accountable.
Meet Summer—an online resource, started by student loan borrowers who wanted to help others avoid bad information and bad actors in the student loan market. Summer harnesses the expertise of public policy experts to optimize borrower options, and it uses technology to make the process easy and secure. The AFT trusts Summer to help our members navigate the student loan repayment landscape.
Using Summer’s online student loan management platform, AFT members who enroll in this free member benefit can:
- Enroll in income-driven repayment plans and manage annual income recertifications for these plans;
- Complete the Public Service Loan Forgiveness Employment Certification Form and manage the PSLF certification and application process;
- Find other options for loan forgiveness programs, including state- and occupation-based loan forgiveness, and get assistance in applying for them; and
- Talk through options with Summer’s borrower success team so they can understand how to best maximize their loan repayment and forgiveness options.
Thousands of AFT members have already joined Summer, reducing their monthly payments by hundreds of dollars a month and saving tens of thousands over the life of their loans!
Are you ready to get your student loans under control today? Summer’s got your back! Enroll for free today.