AFT - American Federation of Teachers

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Legal and Financial Services

Legal Services*
Members are in touch with a nationwide network of more than 2,000 law offices that offer free 30-minute consultations and discounted services.

Credit and Budget Counseling
Certified credit counselors are available 24 hours a day to help members with confidential financial guidance, free consumer credit counseling services and discounted debt management assistance.

Credit Card
The AFT MasterCard offers three card choices—including 1.5% Cash Rewards and a Low Intro APR— and all with competitive rates, U.S.-based customer service and more. Plus, exclusive assistance benefits for eligible cardholders. **

Home buying and refinancing is made easier and more affordable for members with competitive mortgage rates and special union-member protections. For qualifying members, exclusive benefits include a $500 My Mortgage GiftSM award card1 from Wells Fargo Home Mortgage and, from Union Plus, special hardship assistance and the opportunity to earn a $500 First-Time Home Award .

Save My Home Hotline
A dedicated Save My Home Hotline staffed by HUD-trained counselors is available free to all members to discuss mortgage issues. 

Retirement Planning Calculator
AFT has online tools to help members plan for a financially secure retirement.


* NYSUT members have similar programs through NYSUT Member Benefits Trust. To obtain more information about these plans, members can call 800/626-8101.

** These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan ("The Plan"). Additional information about these hardship assistance grants and eligibility criteria can be obtained at Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Grants may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard,(r) Visa(r) or Capital One, N.A.

The AFT Benefit Trust has an expense reimbursement/endorsement arrangement with the providers of many of the products promoted on this page.