The AFT Officials Liability Insurance plan covers damages, judgments, out-of-court settlements and defense costs arising from complaints of wrongful acts on the part of the union, union officials or representatives.

The policy covers:

• Claims arising from negligent acts, errors or omissions in the performance of activities for the union.

• Charges of negligence in contract negotiations and enforcement; duty of fair representation claims; allegations of improper internal disciplinary action.

• Personal injury suits alleging slander, defamation of character, false arrest, wrongful detention, malicious prosecution, wrongful entry or invasion of the right of private occupancy.

• Charges of unfair labor practices at the National Labor Relations Board and during court proceedings.

• Publishers' liability claims alleging libel, defamation, plagiarism, piracy or copyright infringement as a result of activities related to local publications.

• Defense costs for up to $100,000 for claims alleging wrongful termination, discrimination, harassment, etc.

The policy includes up to $500,000 for each claim for AFT affiliate organizations including state federations, AFT locals, AFT Public Employees locals, AFT Healthcare locals, and area councils, with a $5,000,000 annual aggregate limit of liability. The policy has a deductible that is paid by the affiliate of 10 percent up to a maximum of $10,000.

This summary provides a brief description of the coverage available under the AFT Officials Liability Insurance Policy. A complete description of such coverage is set forth in the policy issued to the AFT.

For more information, call 800/238-1133, ext. 8643.

Policy Underwriters

As of July 1, 2004, the AFT Officials Liability Plan is underwritten by Lexington Insurance Company, a member company of the AGI Group and administered by Swett & Crawford.

For claims service, call 888/AFT-6080 or e-mail service@aftclaims.com.

For incidents occurring prior to July 1, 2004, coverage is through Marsh Affinity Group Services (formerly Seabury & Wohlers.) For service on these claims, call 800/900-9772, ext. 34271.